Disclosures

Educational Purpose

The materials distributed under Ground Truth Education LLC, including classes, emails, text messages, publications, and web pages, are educational content about the VA home loan benefit, provided for Veterans, service members, and their families. Nothing in this content constitutes an offer or commitment to lend, an advertisement of rates, fees, or loan terms, or a guarantee of financing, eligibility, or VA entitlement. No loan application is solicited or accepted through these communications.

Mortgage Licensing

LeRoy Romero is a licensed mortgage loan originator, NMLS #299743, licensed in select states. This educational content is distributed nationally. Where LeRoy Romero is not individually licensed, licensed mortgage guidance is provided by a NEXA Lending loan originator licensed in the recipient's state. Licensing can be verified at nmlsconsumeraccess.org.

Real Estate Licensing

LeRoy Romero holds an active Arizona real estate salesperson license, #SA649157000, under AXEN Realty. Real estate representation is offered only in Arizona. Outside of Arizona, LeRoy Romero does not represent buyers or sellers and provides referrals to licensed real estate professionals in the applicable state.

Referral Relationships

LeRoy Romero may receive compensation for referring consumers to licensed real estate professionals in other states, paid in accordance with applicable state law and brokerage agreements. Such referrals do not obligate you to work with any referred professional, and you are free to select any real estate or mortgage professional you choose. Referral compensation does not increase the cost of your transaction.

About This Content

Written, researched, and published by LeRoy Romero (Veteran. Advocate. Educator.) through Ground Truth Education LLC. LeRoy Romero serves as an educator and is not the loan originator of record on any transaction described in this content.

Regulations Change

Verify current figures, including funding fee rates, conforming loan limits, residual income tables, and compensation rates, at VA.gov before relying on them.

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